It is up to a point. This is my own experience, but if we go too far into debt, that stress causes more reaction and less clarity.
The challenge is to know when you’ve crossed the line. I wish I had of given myself a number earlier. Thinks like, what is my monthly survival number, is it ok to go into debt and what’s the ceiling.
Sometimes we have to cross that line to realize we’ve breached the threshold, but I also think this would make for a good article for startups, i.e. to know your numbers.